Amity Insurance Newsletter — October 26, 2016

Why Did Your Car Get Recalled and What Should You Do About It?
Statistics show that cars today are getting safer. The number of traffic fatalities has fallen since 2006, though they increased in 2015. However, even with improved design, vehicle components sometimes fail and require replacement or repair. In these situations, regulators require car manufacturers to recall the vehicles. Read More>>

Do You Know Your Flood Risk?
Almost everyone has a risk of being flooded, regardless of where they live. According to the U.S. Federal Emergency Management Agency, more than 20 percent of all flood insurance claims come from areas outside of high-risk flood zones. That still means the vast majority come from high-risk areas. How can a property owner find out what his flood risk is?More>>

Traffic Fatalities Increased In 2015 After Long-term Steady Decline
In 2015, more than 35,000 people died in car crashes. The fatality rate before that had been steadily declining for about 50 years. The rate increased by 7.2 percent between 2014 and 2015 and the rise in fatalities reflected deaths across all population segments. The last increase of this significance happened in 1966, and the rate that year rose by 8.1 percent from 1965. More>>

Not All Automatic Braking Systems Are The Same
An automatic braking system is supposed to be a new standard safety feature on nearly every vehicle soon. AAA recently found that automatic braking systems vary greatly when it comes to performance and design. Every system tested by AAA was designed to employ the brakes if the driver failed to do so. For systems designed to lessen crash severity, the speed was reduced by only about half of the speed reduction of systems designed specifically for reducing speed and preventing a crash.More>>