Amity Insurance Newsletter — May 6, 2015

Tips for Consumers to Prevent Credit Card Fraud
Theft, which is the most common type of credit card fraud, happens in several different forms. It may involve a person manually rummaging through a dumpster for papers with sensitive information or a hacker stealing credit card numbers online. The hacking may not always be due to the negligence of the card holder. In many cases, banks are targets for hackers. If a hacker finds a way through a bank or financial institution's security, cardholders across the country become victims...Read More>>

Using Technology to Create a Home Inventory
If it's been a while since you have created a home inventory documenting your valuables, you're going to be pleasantly surprised about how much easier the process has become...More>>

What Homeowners Need to Know about Insuring Themselves Against Sewer Backups
Although many homeowners think their insurance policies cover sewer backups, they are disappointed when they find out the hard way that sewer backups are not covered. However, there is separate coverage available for this type of problem. When compared to the cost of dealing with a major sewer backup, the cost of additional coverage is very small. Homeowners must maintain and repair the part of the pipeline that connects pipes in their homes to main sewer lines...More>>

What Drivers Need to Know about Points and Moving Violations
In most systems, higher points are associated with rewards or something positive. However, they have negative connotations when they are associated with moving violations. After being ticketed for a moving violation in nearly any state, a driver receives points on his or her license. Some examples of moving violations include running red lights, illegal towing, not signaling when making lane changes and other violations of driving rules...More>>