Amity Insurance Newsletter — January 5, 2016

Why Business Owners Need Terrorism Insurance
Terrorism is an unfortunate but real fact of life today. It can affect any business in any location at any time. With some exceptions, businesses do not have to buy terrorism insurance. However, it is a purchase they should seriously consider...Read More>>

Staying Safe Under El Niño Conditions
It's the most wonderful time of the year … unless mother nature damages your home or causes you to get into a car accident. Winter is a challenging time; the ice and snow in much of the country makes getting around more difficult. They can accumulate on roofs and trees and cause them to give way. Even in the warmer parts of the country, cold weather and torrential rains can cause poor driving conditions and water damage to homes...More>>

Hands-Free Technologies are not as Safe as Drivers Think
Researchers at the AAA Foundation for Traffic Safety recently found that dangerous mental distractions can remain a threat for nearly 30 seconds after they are eliminated. For example, a person changing a CD, dialing a number or using voice commands to send a text message could continue being distracted by thinking about the action for many seconds afterward. It only takes a few seconds of inattention to cause a major accident. This brings researchers to highlight their concerns about these unexpected but dangerous lingering distractions, which show that many new hands-free technologies may not be as safe as people assume they are...More>>

Force-Placed Insurance and What it Means for Homeowners?
Mortgage lenders require borrowers to carry insurance on their properties. They do this so they will be repaid if fire, windstorm or some other disaster damages the property. If the borrower does not comply, the lender has the right to buy a policy and pass the cost on to the borrower. This is known as "force-placed insurance"...More>>