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Amity Insurance Newsletter – Nov 5, 2013

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Featured Articles

Steps Homeowners Should take to Winterize their Homes and Prevent Insurance Claims
When they prepare for the arrival of winter weather, most people think about things such as snow tires or other preparatory items for their cars. Many people do not think about preparing their homes for the winter. In addition to putting snow tires and anti-freeze in a vehicle, it is important to winterize the home. If it is not properly prepared, a home may become the subject of a liability claim. There are several steps to take to winterize a home properly...More>>

Is Your Chimney a Winter Fire Hazard?
When smoke travels up a chimney, some of it condenses into creosote, which is a tar-like substance that will build up over time. The creosote sticks to the flue and creates a major fire hazard in the chimney as it builds up...More>>

Defective Drywall results in $2.4 Million Award against Distributor
Many people wonder who is ultimately responsible for products sold to consumers. In most cases, it is every person in the supply chain, which means every party from the distributor to the manufacturer. If a product is not manufactured correctly, there are several things that could go wrong. The following is an example of a product liability lawsuit regarding a defective item made in China, and it is a case that every business owner can use as a lesson to make sure adequate insurance is obtained...More>>

Good Management Lowers Premiums
How do insurance companies measure good management? And, how does this measurement affect policy premiums?...More>>