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Amity Insurance Newsletter – June 22, 2011

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Featured Articles

Five Things You Should Know About Your Condo Association's Insurance
A condominium unit-owner usually has her own insurance policy that covers her for loss of her personal belongings, parts of the building that the condominium agreement makes her responsible for insuring, the additional cost of living elsewhere after a fire damages her unit, and her legal liability for injuries or damages suffered by others. In turn, the condominium association has its own policy, which may cause some unit-owners to wonder why they have to buy separate insurance. Doesn't the association's insurance cover the same things that her policy does? Depending on the property at issue, the answer is maybe yes and maybe no. Insurance companies designed the two types of policies to complement each other in some cases and to overlap in others. Here are five things unit-owners should know about their associations' insurance...More>>

On-line Insurance as Opposed to an Insurance Agency: What's the Difference?
Just as one may use a CPA to prepare their income taxes or an attorney to help them with their estate planning, many choose to use an insurance agency to write their insurance policies. This choice is mainly made because a person feels they need professional advice during the process. Of course, everyone will have different needs and circumstances surrounding their purchase, and this is why an insurance professional's advice can be an invaluable asset...More>>

Why an Annual Business Insurance Review is Crucial to Your Evolving Business
Most new business owners are concerned that everything is favorable for the success and safety of their business, which includes obtaining the protection of business insurance. However, longevity and success can cause complacency...More>>

Save Tax Free for Current and Future Medical Expenses With a Health Savings Account
You might have already noticed or heard of the health savings account (HSA) deduction on your income tax forms. Up to $6,150 (families) or $3,050 (individuals) of your HSA contributions are tax-deductible. This isn't only a tax advantage; it ultimately means more affordable health coverage for you or your family. So, it might be very beneficial for you to become familiar with HSAs...More>>