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Amity Insurance Newsletter – May 12, 2010

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Featured Articles

Separate Households: Whose Insurance Covers the Kids' Accidents?
Michael and Maureen divorced after 18 years of marriage and agreed to joint custody of their three children. Their 11 year-old son Mikey is riding his bike one afternoon with some friends and not paying full attention to the road in front of him. A five year-old child chasing a ball runs into the road and Mikey strikes her with his bike, causing her to fall and break her arm. The child's furious parents sue both Michael and Maureen for compensation for her injuries and trauma…more »

Why LTC Planning Is Essential for Boomers
As millions of baby boomers in the United States rapidly approach old age, experts predict the number of long-term care patients will double over the next 30 years. What does that mean for you? It means that if you don't have a long-term care plan in place, you and your family may have to face some tough choices down the road. Read on to learn why a long-term care plan is critical for every baby boomer. …more »

Practice Safe Driving On Rain-Soaked Roads
As a truck driver, there are many things you can control. You can control your steering and where you stop for the night. One thing that is out of your hands is the weather. Rain, sleet, hail and wind will all present themselves on different days to make your job more hazardous. The most often encountered adverse weather condition is rain, so learning how to drive safely in it, and prepare your vehicle for it, is vital…>more »

Do You Really Need Full Replacement Insurance on Your Current Building?
The owners of a new company found a building on the market for an affordable price, so they bought it. Built in the 1940's to manufacture aircraft for the war effort, the metal structure had a large open space. The company occupying this space was in the software development business and the building was much larger than it needed, but the price made it seem like a sensible move…more »

Did you know?
A study by the U.S. Department of Health and Human Services says that people who reach age 65 will likely have a 40 percent chance of entering a nursing home. About 10 percent of the people who enter a nursing home will stay there five years or more.
Find out more about Amity’s Long Term Care.