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Amity Insurance Newsletter – March 24, 2010

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Featured Articles

When It Rains, It Pours: Why You Need a Personal Umbrella Policy
In recent years, our society has become what some people call "lawsuit happy." In other words, an increasing number of people are filing lawsuits for everything from emotional injury to property damage-and they’re suing for larger amounts than ever before. If someone were to file a lawsuit against you, you could end up losing hundreds of thousands of dollars or more, even if you won…more »

Renter’s Insurance – A Small Investment for a Potentially Large Benefit
If you’re currently renting a house or apartment, you should strongly consider an investment in renter’s insurance. No one likes to think about the possibility of a fire or a burglary, but these are real possibilities…more »

Did Your Subcontractor Do Poor Work? Your Liability Insurance Might Cover It
A general contractor builds a new home. The GC hires a subcontractor to install certain components. After the home’s completion, those components turn out to be defective. Not only that, but their defects begin to affect other parts of the building. The homeowner sues, and the GC, facing large legal defense costs and potential judgments, submits claims to its insurers…more »

Wellness Programs Aid in Employee Engagement and Retention
Companies implement wellness programs to help employees improve and manage their health, with the hope that such efforts will save on health care costs down the road. Recent studies show an additional benefit from wellness initiatives, in positively linking them to employee engagement and retention….more »

DID YOU KNOW? A poll released by the U.S. Chamber Institute for Legal Reform (ILR) shows that 73% of voters identify lawyers as benefiting most from lawsuits, and only 4% say victims do.