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Amity Insurance Newsletter – July 30, 2010

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Featured Articles

Immediate Steps to Take After an Accident
A car accident is always traumatic for any driver. Even if the damages are relatively minor, and both parties are uninjured, you may find yourself panicking over what to do next. There are important steps to take following any crash, no matter how severe.Since car accidents involve insurance companies, both drivers need to collect the necessary information. They can do this by following six basic steps…more »

15 Things to Consider Before Retiring
Making the leap into retirement is truly a life changing decision. Before stepping out of the workforce for good, individuals must be sure that they have saved enough money to last throughout their retirement years and must understand how to manage their savings to beat Uncle Sam and inflation. Here's a short list of things to consider before choosing to retire…more »

Does Your Builders Risk Policy Cover Soft Costs?
Work on the new office complex was progressing on schedule. The owner had lined up tenants for two-thirds of the space and was in talks with several others. The general contractor expected to finish construction on time. All that changed when fire broke out on the first floor late one afternoon…more »

Substance Abuse Costs Employers Billions
Substance abuse problems among employees cost businesses billions of dollars each year. According to the 2008 National Survey on Drug Use and Health, in that year, 73% of the nation's adults with alcohol or drug dependence were employed either full- or part-time. This amounts to nearly 13 million Americans working under the influence. Put another way, this data from the U.S. Substance Abuse and Mental Health Services Administration means that 8% of full-time employed adults and 10.2% of part-time employed adults are substance abusers…more »

Did You Know?
The age at which an individual begins to claim Social Security directly affects the size of their payments.  To learn more about Amity's Retirement and Life Insurance click here.