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Amity Insurance Newsletter – July 10, 2012

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Featured Articles

Insurance Coverage: To Consolidate or Not?
Keeping in mind that there are many types of coverage and each individual consumer will have different specific insurance needs, there may be several reasons to consider consolidating your various policies with a single carrier. For most people, the pros of consolidation usually outweigh the cons, but here are some points from both sides...More>>

How to Fight & Prevent Mold Growth in the Home
It is important for homeowners to take the right steps to prevent mold and mildew growing in the home. If there is already mold growing, it is important to remove it immediately. Moisture in the basement, attic, kitchen or bathroom creates an ideal place for mold to grow and spread. If mildew is left untreated, it can ruin furniture, fabric and walls. It can also trigger allergic reactions and other physical illnesses in family members. Battling mold growth is an ongoing challenge, but there are a few helpful steps homeowners can take to keep their living spaces free of this annoying fungus...More>>

Understanding The Purpose Of Certificates Of Insurance
When stores lease real estate spaces or construction firms win jobs, the party on the other end usually has a very specific set of requirements. One of the main requirements is that the tenant, contractor or borrower must show proof that he or she has adequate insurance. Copies of insurance documents may be sufficient. However, not all companies want copies of documents sitting around. Space is valuable, and most banks do not have enough room to keep such copies of originals for every customer. A very helpful substitute for document copies is a certificate of insurance. This item is simple to create and store. Unfortunately, not all firms and insurance buyers fully understand them...More>>

6 Helpful Tips for Preventing Theft & Fraud in the Workplace
Sharing confidential company information, stealing equipment and manipulating data are all serious offenses in the workplace. Employee fraud and theft rates have increased in the past decade. These crimes now equal an average of five percent of a company's annual revenue. The following tips help prevent fraud and theft in the workplace...More>>