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Amity Insurance Newsletter – April 18, 2011

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Featured Articles

How to Make Sure that Both You and Your Finances Survive a Natural Disaster
Japan's earthquake and tsunami should be a loud and clear wake-up call for those unprepared for a natural disaster. Whether it be an earthquake, tornado, fire, hurricane, flood, or terrorist act, history shows that no one is immune to being part of some sort of disastrous event. Knowing and applying disaster preparedness information can be lifesaving during a disaster. However, it doesn't end with just protecting your person. Part of being prepared for a disaster is also learning how to protect your financial assets...More>>

Do I Need to Make an Accident Report?
The first few moments following an auto accident can be an extremely confusing, emotional, and frightening time. As such, it may be difficult to know what accidents need to be reported and what your insurance may require...More>>

Ten Loss Control Tips to Keep Your Work Laptop Safe
The growing trend of staying competitive by using the mobility and freedom provided by technology can often be a double-edged sword. While taking your show on the road to off-site business meetings is a lot more efficient and easier when everything you need to make an eye-catching presentation is right there on the laptop, the mobility of technology does open the door to losses from theft...More>>

Debit Cards Can Be Used to Purchase OTC Drugs Only When IRS Requirements Are Met
The Patient Protection and Affordable Care Act (health care reform) limited the ability of health plans to cover over-the-counter (OTC) drugs, permitting reimbursement from flexible spending accounts (FSAs) and health reimbursement accounts (HRAs) beginning January 1, 2011, only when OTC drugs are purchased with a prescription. In a departure from guidance issued last fall, the Internal Revenue Service has announced that debit cards linked to FSAs and HRAs can continue to be used for pay for prescribed OTC drugs, so long as certain procedures are followed...More>>