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Amity Insurance Newsletter – April 13, 2010

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Featured Articles

How Healthcare Reform Will Affect You
Just about everyone in the country is wondering how the passage of the health reform bill by Congress will affect him or her. According to Kaiser Health News, this historic legislation could “have an effect on almost every citizen.” People, even those who are unemployed, will be able to get medical care. But professionals who have been enjoying the best health coverage available may possibly see their benefits dwindle…more »

Preparing for the Deluge: Why Everyone Needs Flood Insurance
In the wake of Hurricane Katrina, no one could ignore the shocking media coverage documenting the devastating destruction. When the levees broke and storm waters surged, homes were swept away, families were left stranded on rooftops and many lost their lives. Suddenly, families throughout the nation were forced to ask themselves a frightening question: “What would happen if, in the blink of an eye, we lost everything to a rush of floodwaters?”…more »

Preventing and Insuring for Data Security Breaches: A Necessity for Your Business
By the end of 2009, 45 states, the District of Columbia, and two U.S. territories had enacted laws requiring notification of security breaches involving personal information. New York’s law is typical. It requires businesses that own or license computer data that includes private information to disclose any security breach of the system to any state resident whose private information the business believes was accessed without authorization…more »

Ten Ways to Protect Vacant Buildings
A slowdown in the economy leads to business cutbacks and closings, which ultimately results in vacant buildings. According to real estate firm CB Richard Ellis, the 2007-09 recession increased the average vacancy rate for offices to 17 percent nationwide; nearly 10 percent of retail spaces were vacant. When buildings contain no occupants or personal property, they become susceptible to a variety of problems…more »
 

Did You Know? Your home has a 26% chance of being damaged by a flood during the course of a 30-year mortgage in a high-risk area, compared to a 10.4% chance of fire.
Read more flood facts here
or find out more about Amity’s Flood and Personal Insurance Coverage.